CD, IRA, & HSA
CERTIFICATE OF DEPOSIT (CD)
Unity Bank has various options that let you choose the investment terms that meet your individual goals! Talk to a Unity Banker today!
INDIVIDUAL RETIREMENT ACCOUNT (IRA)1
Unity Bank offers Roth, Traditional, CESA, and SEP Accounts. Our various options allow you to choose the investment terms that meet your individual goals. Interested? Talk to a Unity Banker today!
HEALTH SAVINGS ACCOUNT (HSA)
A Health Savings Account (HSA) in conjunction with a high-deductible health plan (HDHP) is a new way to lower your health care costs. It's a tax-advantaged2 account that can be used to pay for day-to-day eligible medical expenses. Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax-free, year after year. This is also a great option for business owners to offer to their employees. Watch the Ed Center video to Learn more about Health Savings Accounts!
Reasons to open a Health Savings Account today:
- Freedom of choice over your health care decisions
- Long-term savings
- Tax savings2
- Interest earnings
- Stays with you - fully portable
Your HSA works just like a regular checking account. You can either write a check or use your debit card to pay for qualified medical expenses. Statements can be mailed or viewed online, and you'll receive a year-end report for tax purposes. Your account features:
- No Minimum Balance
- $2 Service Charge per month with no additional Unity Bank relationships during that month
- No-Fee Debit Card
- No-Fee Online Banking
- Monthly eStatements
- Earn Interest
- Year-End Report
CDARS & ICS PROGRAMS
Earn a return while keeping your deposits in excess of $250,000 covered by FDIC Insurance, through Unity Bank using the CDARS or ICS programs! Want to know more? Click below or talk to a Unity Banker today.
1 Individual Retirement Accounts are only available for individuals; IRAs are not able to be established under a business.
2 Consult your tax advisor.