LOANS & MORTGAGES


HOME LOANS

Your home is one of the most important investments you will make in your lifetime. At Unity Bank, we offer a wide variety of home loan products to meet whatever your needs may be. Whether purchasing or building a new home or using the equity in your current home, our home lending professionals are here to provide you with high quality service at competitive rates.


FREE PRE-QUALIFICATIONS

Looking for a new home? Start off on the right foot! Come in to see one of our mortgage lenders to get pre-qualified.


HOME LOAN OPTIONS

We offer a variety of options, so you are sure to find the type of mortgage loan that fits your needs. Not sure which option works best for you? Talk to us to find out!

  • Conventional Mortgages
  • Adjustable Rate Mortgages (ARM)
  • First-Time Home-Buyer Loans
  • Construction/Permanent Loans
  • Government Loan Programs
  • Condo Financing
  • Lot Loans


REFINANCING

Have an existing mortgage? Refinancing could reduce your interest rate, lower your payments, or both! To see what your options may be, talk to one of our mortgage lenders about: 

  • Rate term reduction
  • Debit consolidation
  • Home Improvements


HOME EQUITY LOANS

By taking advantage of the equity in your home, you’ll find the source of cash for a variety of uses: a home addition, a new car or truck, and more! Talk to one of our experienced mortgage lenders today.


HOME EQUITY TERM LOANS

With a Home Equity Term Loan, the amount you borrow is provided to you in one lump sum. Is this the right option for you? Talk to us to find out!

  • Interest paid may be tax deductible*
  • Low, competitive rates
  • Fixed rate options available


HOME EQUITY LINES OF CREDIT (HELOC)

A Home Equity Line of Credit gives you easy access to funds, with the convenience of a revolving line of credit. Once approved for a specific amount of credit, you can borrow from your line at any time. Simply call us to transfer funds from your credit line to your checking account, transfer funds using Online Banking, or write a HELOC check. Making payments is even easier, because your monthly payments will be automatically deducted from your checking account! Interested? Talk to one of our mortgage lenders today! 

  • Interest paid may be tax deductible*
  • Convenient access to your funds
  • Terms are flexible to meet your needs
  • Low, competitive rates

*Consult your tax advisor.


Other Loans


FHA TITLE 1 LOANS

FHA’s Title I loan program helps you finance large or small improvements or renovations to your property, as well as the construction of non-residential buildings on your property. Talk to one of our lenders today to see what your options may be!


AUTO LOANS

Whether you're in the market for a new or used vehicle, we have loan options that will work for you! With our wide variety of options, we are able to tailor loans to meet your individual needs. Talk to one of our experienced lenders today!


RV, MOTORCYCLE, RECREATIONAL VEHICLE

Is a road trip calling your name? Then call us! We can help finance a new RV, motorcycle, ATV, or snowmobile (whether you like the wind in your hair or not). Talk to one of our lenders to see what your options may be!


BOAT LOANS

Your fish story may be a bit exaggerated, but it’s no exaggeration to say that Unity Bank can have you out on the water, reeling in your next big catch in no time! Talk to us today.


CHECKING RESERVE

We've all done it - forgot that we paid the kid who mows our lawn or about that ATM withdrawal last Saturday night. You don’t have to worry anymore with Unity Bank’s Checking Reserve! A Checking Reserve will advance funds right into your checking account, if and when you ever need it, to keep your account from becoming overdrawn. Peace of mind, avoided overdraft fees, a nicely mowed lawn, and fun Saturday nights - you can get it all! Talk to one of our experienced lenders today.


OTHER LOANS

Need something else? Come in and talk to us, and we’ll see what we can do!



CREDIT APPLICATIONS

Complete the appropriate Credit Applications and bring them into one of our locations to get started today. *Email is not a secure way to send personal information. For your security, do not email the Credit Applications which contain privileged and confidential information.

Consumer Non-Real Estate Application>>


Mortgage Application Checklist>>

Mortgage Universal Residential Loan Application>>